United States

Group Health Insurance

Unlock Financial Freedom with Group Health Insurance

Group health insurance provides financial stability and peace of mind by ensuring employees and their families have access to quality healthcare. It not only reduces medical expenses but also enhances job satisfaction and productivity. By investing in group health insurance, businesses can attract top talent while securing a healthier and more secure future for their workforce.

CIGNA

Cigna Healthcare offers quality plan options, personalized support, and low costs.

MULTIPLAN

MultiPlan's team of experts helps healthcare payors manage the cost of care, improve their competitiveness and inspire positive change.

BLUE CROSS

We are driven by purpose, committed to making it as easy as possible to guide and inspire you to get the health insurance and quality care you deserve.

FIRST HEALTH

First Health Group Corporation provides national and regional Preferred Provider Organization (PPO) network access and other cost containment programs to help our clients manage employee benefit plans.

What is Group Health Insurance?

Group health insurance is a policy that provides healthcare coverage to employees under a single plan, typically sponsored by an employer. It helps employees access quality medical care while reducing financial burdens. These plans often include preventive care, hospitalization, prescription coverage, and wellness programs. Employers benefit from improved employee satisfaction, retention, and productivity. Additionally, group health insurance offers tax advantages and ensures compliance with labor laws, making it a valuable investment for businesses.

How Does Group Health Insurance Work?

Group health insurance works by pooling multiple employees under a single policy, allowing businesses to negotiate better coverage and lower premiums.

Employer Selection of Insurance Plan

Employers choose a plan that suits their budget and employee needs.

Employee Enrollment
Process

Employees enroll in the plan during open enrollment or qualifying events.

Premium Contribution
Sharing

Both employers and employees contribute to the premium cost for affordability.

Claims and Benefits Utilization

Employees access healthcare through their plan, and insurers efficiently process claims for covered medical services and treatments.

Contact Us for Your Insurance Needs

Benefits of Infinite Banking & Life Insurance

Access to Preventive Care

Financial Security for Employees

Competitive Advantage for Employers

Enhanced Employee Morale

Customizable Plan Options

How to Get Started with Group Health Insurance

Schedule a Free
Consultation

Speak with our experts to determine the right policy for you.

Customize Your
Plan

Tailor your policy structure to maximize cash value growth and borrowing power.

Start Building
Wealth

Fund your policy and begin using it as your own personal banking system.

Explore Financial Assistance

Determine if you qualify
for ACA subsidies
or an HSA.

FAQs About group health insurance

Who is eligible for group health insurance?
Group health insurance is typically available to full-time employees of a company. Some employers may also extend coverage to part-time workers or dependents.
Can employees choose their own doctors?
Most group health insurance plans offer a network of doctors and healthcare providers. Employees can typically choose from within the network, and some plans allow out-of-network care at higher costs.
What happens if an employee leaves the company?
If an employee leaves, they may have options such as COBRA coverage or enrolling in an individual health insurance plan.
How much do employers and employees contribute?
The cost-sharing varies by employer and plan. Typically, employers cover a significant portion of the premium, while employees contribute the remaining amount through payroll deductions.

GET A QUOTE

ABOUT US

Jeffrey Rosner has been a licensed Insurance Agent since 2003 and is Licensed in Multiple States including Florida, Georgia, North Carolina, Texas, New York.

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